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Neoma Rowell






All agents are NOT alike! Find out why I am a top real estate expert. Call me: 501-320-2814 or 501-580-8823

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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Little Rock, Chenal Valley and Maumelle real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >Balloon Mortgages

In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.

Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.

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Real Estate Trivia
Q 
What vast and beautiful territory is named with an Indian word meaning "Big Village"?

A 
Canada
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Neoma Rowell, REALTOR®, real estate agent and broker for Little Rock, Chenal Valley and Maumelle, Arkansas home listings, property and land for sale - NUMBER1EXPERT(tm)

Neoma Rowell
Keller Williams

1514 Market Street, Suite B-100
Little Rock, AR 72211
Phone: 501-320-2814
Cell: 501-580-8823
Fax: 501-907-5958
Email: Neoma@NeomaRowell.com

Neoma has consistently been in the top half of 1% of all REALTORS throughout the State of Arkansas and in the top four in sales volume in the Little Rock and surrounding areas. She has been a full time REALTOR since 1986 and has closed over $200 million in sales during that time.


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