Little Rock, Chenal Valley and Maumelle real estate and homes for sale in Arkansas - Neoma Rowell, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 501-320-2814 or 501-580-8823

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As a top Little Rock, Chenal Valley and Maumelle real estate expert, it's my job to help! Please take advantage of my experience and knowledge. 

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Real Estate Tips
First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Real Estate Trivia
Q 
Exactly how many islands are included in the group called the 1000 Islands?

A 
There are actually 1,864 islands in the 80-mile stretch in the St. Lawrence River, between Ontario, Canada and New York State.
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Neoma Rowell, REALTOR®, real estate agent and broker for Little Rock, Chenal Valley and Maumelle, Arkansas home listings, property and land for sale - NUMBER1EXPERT(tm)

Neoma Rowell
Keller Williams

1514 Market Street, Suite B-100
Little Rock, AR 72211
Phone: 501-320-2814
Cell: 501-580-8823
Fax: 501-907-5958
Email: Neoma@NeomaRowell.com

Neoma has consistently been in the top half of 1% of all REALTORS throughout the State of Arkansas and in the top four in sales volume in the Little Rock and surrounding areas. She has been a full time REALTOR since 1986 and has closed over $200 million in sales during that time.


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