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Financing Your Home >Early Loan Approval
Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.
Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.
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What famous American sign was originally erected as a real estate ad?
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The Hollywood sign, built in 1923, was conceived as a real estate ad that originally read, "Hollywoodland." |
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Neoma Rowell Keller Williams 1514 Market Street, Suite B-100 Little Rock, AR 72211 Phone: 501-320-2814 Cell: 501-580-8823 Fax: 501-907-5958 Email: Neoma@NeomaRowell.com
Neoma has consistently been in the top half of 1% of all REALTORS throughout the State of Arkansas and in the top four in sales volume in the Little Rock and surrounding areas. She has been a full time REALTOR since 1986 and has closed over $200 million in sales during that time.
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